The customer experience of the Santander 123 account

Santander is making a bid for new customers broadening its customer base with a current account that actually helps increase your money. With interest rates being slashed on nearly everything it is a struggle to make your money work hard enough for you to make it worth while not just stashing it under your mattress. Banks and building societies seem untroubled by the challenges of savers and offering little incentive to manage your money. Santander are now offering not only interest but cash back on money you have to spend including those monthly bills you cannot avoid. Individuals and joint accounts are being challenged to work harder where they are offering nothing more than a pretty debit card. Santander trying to do more to make your current account epic.